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Seven Streams of Income Here – THE 411 ON SATURDAY'S EXPO IN SILICON VALLEY
| Dear REALTY411 Expo Guests and Friends;
We want to invite you to an important event this SATURDAY, JULY 29TH IN SANTA CLARA, California. Four rooms have been reserved for maximum networking! Our expo will feature multiple speaking topics simultaneously — we have something for EVERY INVESTOR at every level. Whether you want to learn where the BEST MARKETS are around the nation or you desire to change your status and skyrocket your position and portfolio, this event is for you!! Here is the schedule for Saturday’s event:
Silicon Valley has VERY SERIOUS investors and they are uniting HERE for ONE SPECIAL DAY to celebrate our NEW ISSUES! This is your chance to LEARN FROM THE BEST in the business. It’s time for you to acquire the skills and knowledge you NEED to diversify and grow your assets. We want to create larger cashflow so that we can leave a larger LEGACY for our loved ones. Don’t you? If so, invest in your education by attending or sharing this information. To celebrate our 10 YEARS in the business, we are offering complimentary coffee, pastries, appetizers and even FREE PARKING at this important expo in Silicon Valley — the technology and venture capital center of the nation! Invest your time here and join us for this important event, and we promise you will see investing in a whole new light. If you need FUNDING, PARTNERS, CONNECTIONS, MOTIVATION, RESOURCES OR IDEAS, then this is the place to be! HERE ARE SOME TOPICS FOR SATURDAY’S EXPO IN SILICON VALLEY. >> The 7 Steps to Build Your Seven-Figure Business >> Wealth-Building Strategies for the SAVVY Investor >> Pro’s and Cons of Investing in Section 8 properties. Learn to invest in affordable housing using the Section 8 programs >> Investing in Multifamily and Commercial Syndications >> Learn Why this Real Estate Broker is Diversifying His Income Stream >> How to Get a Loan Approved, Traditional and Non-Traditional Financing >> Discover How to Incorporate FOREX into Your Life to Add Diversification, Passive Cashflow and a Wealth-Building Tool 
THIS IS GOING TO BE A SPECTACULAR EVENT!! Friends, we are also writing to you because we NEED YOUR HELP. Do you have friends in Silicon Valley? If so, please share this invitation. In fact, please help us create great buzz for this event… Here is the promotional hashtag for the event: #REALTY411INVESTOREXPO ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Please share this sign-up link: Thank you so much for your help. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Once again, here is our schedule for the day: Should you have any questions, please call our office: 805.693.1497 Thank you so much for reading this message! |
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6 Steps to Financial Freedom by Publisher/Investor, Linda Pliagas
By Linda Pliagas, editor & publisher of Realty411/reWealth and Cashflow Express
Everyone yearns for abundance and financial security, it is a human desire we all share. It is a motivation ingrained in us as part of our survival mechanism.
While we all have this in common, only a limited few ever actually reach true financial security.
The statistics can be depressing. According to the Retirement Confidence Survey (2006), 53% of Americans have less than $25,000 in retirement savings. Plus, 30% mistakenly believe that they will only need $250,000 or less in total retirement savings.
One of the problems in our society is a lack of discipline in regards to saving. In fact, a recent study by Harris Interactive found that 57% of households do not even have a budget (2009 Financial Literacy Study).
In my 20 year plus career in journalism, I have interviewed many successful and wealthy people, from celebrities to company CEOs. Undoubtedly, a perk to this profession was being able to unlock their secrets.
I’ve compiled a list of important guidelines, which were followed by many of those who transformed their mediocre life and average paychecks into extraordinary wealth.
These steps are not easy to follow, but they will get you started on a disciplined path and lead you toward creating a wealth-conscious mindset.
1. Reduce Your Household Expenses.
In California, we have some of the highest real estate prices in the nation so reducing living costs can be a sacrifice. One move that I have seen many real estate moguls make is that they start off their portfolio with a multifamily investment.
For example, if you are a first-time home buyer (or even an empty nester), be open to the idea of purchasing a duplex or other multifamily property instead of a typical single family residence. This way, you can live in one unit and rent out the other for income.
As a landlord myself, I know it’s not easy to live near tenants, but if you screen your prospective renters correctly, it will reduce future nightmares. Be smart, let other people pay off your mortgage! You can always save money and then buy another home later, after you build a passive income stream.
2. Increase Your Formal AND Financial Education.
Did you know that earning a bachelor’s degree can increase your income by $25,000 annually? Plus, it gets better:
According to Census Data, earning a graduate degree will net a person another $20,000 per year — that’s $45,000 more, year after year!
Now, don’t complain about the high cost of education or how “hard” it is to go back to school. My former neighbor was in her 50s, running her own business and attending?graduate school part-time. It’s never to late!
It’s also important to keep in mind that universities do NOT teach people how to get rich. So on top of your formal education, start taking classes about investing.
Financial classes are taught at most adult schools and colleges for a nominal fee. I have also attended real estate seminars for many years and have learned great tips from a variety of mentors.
3. Be an Aggressive/Conservative Investor.
Although it may sound like an oxymoron to be both aggressive yet conservative, it isn’t. It’s all about planning. The amount of risk you take with your money should be related to your age.
The younger you are, the more risk you can handle. But, don’t be foolish: One should never invest in something they do not fully understand. If stocks interest you, start learning about the market.
Learn how to decipher financial statements. If real estate is your game, start attending REIAs (Real Estate Investment Associations).
Also, don’t get greedy! I’ve known investors so desperate for that 20% return that they gave their money to unscrupulous companies only to never see their principal again!
Guard your principal, settle for less interest if need be. If the money is lost, it can take years to rebuild.
4. Don’t Follow the Crowd.
Most Americans are broke, why on Earth would you follow their bad habits? Trying to keep up with your neighbors can destroy your chances of financial freedom. Also be mindful of competition between family members.
For example, some families love to outdo each other in their travels. It’s non-stop cruises, trips to Hawaii, and weekends in Las Vegas. But guess what? They’re BROKE!?
Some people who know me may make fun of my frugality. They can jest all they want because I’ll be laughing all the way to the bank!
Many wealthy people are odd and eccentric, I used to think that money made them like that, but now I realize that they just don’t care about what others think. It was probably this defiant attitude that helped make them rich in the first place.
5. Saving is Sexy, It’s Fun to Be Frugal.
If saving is a deplorable chore, you won’t do it. If clipping coupons and wearing off-the-rack clothes is beneath you, then you need to change the attitude.
Start making a game out of saving and being frugal. See how much money you can put away in the cookie jar each week. Before you spend a dime, consciously think about the action you are taking.
Figure out if there is a better way to get what you need at a lower cost. Can you buy it second hand? Does someone else you know need the same thing? Can you barter an item or service in exchange for what it is you need?
Hold on to your pennies because they can accumulate into a fortune.
6. Step it Up a Notch.
Let’s get one thing straight, the 4-hour-work week is a complete myth. The reality is: Success doesn’t come easy. If it did, everyone would have a few million dollars in their bank account.
The wealthy people I know, who were not born with a silver spoon, toiled endless hours to get where they are. Sometimes they worked two jobs just to be able to pay off college debt or save enough money for a down payment on a home.
Others returned to school and juggled employment and family obligations for many years.
If you are not happy with your lot in life and you feel you deser
ve better, don’t just wish it to be so and wait. TAKE ACTION.
Don’t be lazy, don’t make excuses, and don’t feel sorry for yourself. Stay positive, keep focused, and you will see abundance before you know it.
I hope these ideas will inspire and light your path towards financial freedom.
To your abundance,
Linda Pliagas
founder/publisher Realty411
https://www.realty411guide.com
I welcome your comments, please contact me at:
[email protected] or 310.499.9545
2012 Housing Forecast – Download it for FREE!
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Dave Lindahl says "It's Decision Time…"
JOIN US AT THIS EVENT TO LEARN HOW TO TAKE YOUR BUSINESS AND LIFE TO THE NEXT LEVEL.
RSVP NOW FOR A DEEP DISCOUNT ON TICKETS — SEE YOU THERE!
Dear Investor;
It’s decision time.
You now have the chance to shape your future, to decide which path to pursue – that of mediocrity or that of stunning excellence.
It’s time to vote. And I strongly recommend that you vote – –
For yourself.
Because whichever politician gets in this new election cycle, they’re as focused as the next one on taking a chunk of your pay in taxes. Most of them don’t have a clue about business and they’re all set on convincing you of how important they are to you and your life.
The truth is, our goal as successful Real Estate and Business Entrepreneurs is to make politicians irrelevant to our lives.
I think elections are fascinating but I’m under no illusion that the ‘right’ choice will make a huge difference to my future or yours. Their decisions will certainly influence your future – and your family’s future but only within about 10-20% of where you were going anyway.
By the time of the next election, the quality of your life will have been determined by you – not them. If you’re earning five times what you’re earning now, It will be because you took control. It will be because you decided to run a business where YOU choose how many deals you do and how many customers you have – and how much to earn.
There is a new breed of business owner being created in this country. They’re wealthy, powerful and free. But it has nothing to do with where they were born, their education or whether they grew up rich or poor. It has to do purely with their minds and their thinking. They have an obsession with absorbing new information and they have an obsession with creating an environment where they choose how much income they earn. And they do that primarily by networking and partnering with other investors and business owners, by mastering leading edge Marketing, Internet Marketing and Business Systems.
So it’s decision day. Are you going to carry on as you are or are you going to come to the Business Explosion And Ultimate Partnering Summit and make this the year that you create real change by joining me for three days, immersed in the leading edge of Entrepreneurial excellence.
Put your cross in the box for the Business Explosion And Ultimate Partnering Summit today. Whoever your favourite politician is, they’ll thank you for it because you’ll become so successful, you’ll be paying them oodles more in taxes over the next few years.
Everything you need to know about the Summit is here:
Dedicated To You Fast Path To Success,
David Lindahl, Founder
Creative Success Alliance
Jump Start a New Year of Success
It’s a New Year — time to reevaluate, improve and refine our daily habits and actions for success. Small, incremental changes can reap big rewards in terms of productivity and business opportunities. As a planner myself I understand the significance of establishing goals to create new outcomes. If we can break those down into smaller more manageable components we can achieve results more quickly.
Here are some things to consider as you plan for another year:
• If you don’t like things in your life you have the power to change them by simply changing yourself — things don’t change, but you can! Any little modification can make a difference – an introduction of something new, an exercise routine, a daily reading schedule, journaling, or simply bonding with your family.
• How you present yourself to the world makes a difference, how you look, how you speak, how you interact with others, who you interact with, what you read, what you spend your time doing. What is your message to the world? I am here, ready to take on a new challenge and I want to change the world in a positive way… it is your choice.
• I have always been incredibly optimistic but now as I grow and learn to navigate this game called life, I have come to embrace this gift that I have been blessed with every day. How do I do that? I start my day with a prayer of gratitude naming the things that I am grateful for – my family, my warm cozy home, my friends, a hot cup of tea, a great book, quiet time to think, process or write, my warm SJREI business community.
By appreciating these things, and so many other seemingly trivial things I am happier, more content and I realise that what I appreciate grows more secure, and becomes more defined in my life.
Try it — I think you will like it too.
• There are people who drag us down — nay sayers if you will. Remove those people from your life. If they are your family members, show them a new way to be by mirroring for them your great new attitude. My Dad shared with me (he ran a company, and had a family of six daughters, two sons and a wife!) that sometimes he survived by “psychologically absenting himself” from negative situations.
How do you do that? Tune them out, capitulate, get away from situations, people and attitudes that don’t propel you forward. Remember to be gentle as you work on this and have patience with yourself, this is a process it does not happen over-night.
• Lastly, live in the moment – whatever you are doing give it 100% of your attention. Walking the dog, having tea with a friend, working, talking to your children – be present, enjoy that moment. Your family and friends will love you for this level of attention — very few people can truly do this. Be wary of electronics they can be thieves of our time, and our spirit…the things that renew you are not material — they are love, companionship, friendship, family, community, giving back.
Be brave, do whatever it takes to accomplish new results — Make 2012 your best year yet!
Geraldine Barry is founder and president of SJREI Association the premier educational and networking association for real estate investors in the Bay area. Under Geraldine’s leadership SJREI has grown from a half-dozen investors to a vibrant three chapter organization with over 400 investors attending monthly meetings. In addition to leading SJREI, Geraldine is the frequent host of the radio program, Going Beyond Real Estate, a regular guest on the nationally broadcasted NTDTV, publisher of award winning publication REI Voice Magazine, and producer of the much acclaimed annual Bay Area Real Estate Expo. Geraldine resides in Silicon Valley, and is the proud mother of Colin and Claire, her two children.
Contact Geraldine Barry at: [email protected]
