ATTENTION!

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Our Brand NEW Loan Program may lend you up to 100% of your purchase price, plus 100% of repairs
also:

• New Lower Costs.• Higher LTV’s.

  • 2nds for more leverage (case by case).

  • No upfront appraisal- Immediate pre-approval.

  • Will Allow No $$$ Down!

  • No bank statements, financials or verification.

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  818-848-8960 — Ask for Joel Hoffman
  Aztec Financial www.aztecfinancial.net
  2624 Magnolia Blvd. Burbank, CA 91505

CiX.com is one of the greatest innovations to ever hit the real estate investing world.

For the first time in history if you want to buy or refi any type of property, you can press 12 simple buttons and get multiple offers from the top private and hard money lenders at once.

These are the premier vetted and verified private and hard money lenders who will COMPETE to fund your deals.

So here we go… THE TOP 10 REASONS TO USE CIX TO FUND YOUR NEXT DEAL:

1. One Simple Loan Application Is Submitted To All The Top Hard & Private Money Lenders Near You

2. Competing Private & Hard Money Lenders means you get to compare offers

3. CiX Uses Only Verified Lenders so you can avoid the scammers

4. 100% percent free to use – No middle men to mark up the prices

5. Local Lenders Near You – All 50 States

6. You can apply in less than 2 minutes

7. Get your deal funded much faster than a bank

8. Loans are based off the deal, not your credit

9. Get anywhere from $100K all the way up to $10M

10. Reusable – You can use this source of funding over and over

Simple, one-stop funding for Fix & Flip, Buy & Hold, Commercial, Residential, Non-Owner Occupied Construction.

So, don’t settle for just any lender or just one option. Have them COMPETE!

Visit CiX.com today and find the best lender to fit your needs.

Enjoy!

Realty411 & Connected Investors

by Lori Peebles | Oct. 23, 2017 | 10 am PST

Los Angeles, California – Realty411, the nation’s only real estate investing magazine based in California and freely distributed online and on newsstands, grocery stores, libraries, and coffee shops, will finish 2017 reaching a new record of hosting educational events in eight states.

This year marked Realty411‘s 10-year anniversary. The company began with an $800 investment in the fall of 2007 in Los Angeles. It secured advertisers immediately, the first backers made up from the publisher’s large sphere of influence as a national investor and referring investor agent.

Most of Realty411’s initial advertisers are still engaged in the publisher’s life to date and also celebrated the success of the company, which began as a vehicle to disseminate knowledge and to motivate average Americans to grow their wealth with real estate.

To ensure a phenomenal and ground-breaking year in terms of activity and reaching a large number of investors around the nation, Realty411 contracted four HGTV celebrity educators to appear at their events in Texas and New York, where fans were able to get up-close and personal with their favorite stars from the hit shows Good Bones and Listed Sisters.

An aggressive national media campaign was also planned in the beginning of the year and executed monthly, with massive large scale media buys in top publications around the nation, reaching millions of consumers and business owners. Realty411 also secured numerous editorials and press coverage throughout the year in numerous languages.

Additionally, a large number of live events were planned: 27 in total number for 2017, reaching people in eight states. The complimentary expos give guests the opportunity to learn about some of the most important companies in the real estate investing space in the areas of finance, turn-key providers, IRA companies, property managers, tech and software applications, plus more.

Attendees also acquire strategies and market updates from some of the most sophisticated thought leaders and legendary REI educators, some with up to 40 years experience in the industry.

To close out the remainder year, Realty411 will host five more live events in three states: California, Georgia and Florida. Florida, a favorite investor destination, saw a total of three Realty411 events this year alone reaching hundreds of people each time.

Although 2017 was a special year marking the 10-year anniversary of Realty411‘s commencement in media, the company plans on continuing the pace for next year to ensure continued growth and prominence in an industry where investors often fall by the wayside. Many also quickly lose enthusiasm after realizing investing in real estate is a long-term endeavor, which requires planning, research and management to ensure success.

“Some investors lose focus,” admits Linda Pliagas, founder and publisher, “money and motivation are the key factors. They run out of money for their deals or they lose motivation because it’s more difficult than they thought it would be.”

According to Pliagas, her job and the goal of Realty411 is to ensure they stay in the game by giving them access to both: funding and plenty of support.

An active investor, Pliagas recently explained her most recent Fall 2017 transaction to a group in Portland, Oregon. “I am making money simply by purchasing the property,” she stated, “Simply by buying a distressed asset and rehabbing it. Then, I can decide do I want to sell it and do a 1031 exchange, or shall I pay my private lender off by obtaining a 30-year mortgage? Either way, I already made money when I bought it.”

She went on to explain the full details of the simple transaction she is currently engaged in: It is a $160,000 condo in an area where her family owns four other properties already. The ARV is $225,000 and the rehab costs will be about $12,000. She is utilizing zero of her own funds, as the purchase and rehab funds were obtained by a private money lender who she frequently does business with. The property was on the market one day before she swooped in.

She is using another property as collateral to obtain a $200,000 loan to do the entire transaction. She plans on paying herself for the purchase and rehab management $25,000, tax free. (The funds are actually equity from her other property, used as collateral for this purchase, so it is tax-free income).

She is leaning towards to then securing a traditional 30-year mortgage on the property purchased to pay off the private lender on the other collateralized house. Whereas the new property will cash flow and still have equity going forward, and the other property will return to being owned free and clear… ready to be leveraged again!

It is these creative real estate nuggets that she and her columnists and educators at the events, freely share for people to learn. It is their personal testimonies of their first-hand investment endeavors throughout the many years in the industry.

Besides providing first-hand knowledge of creative and diverse real estate transactions, Realty411 offers a forum to learn business tips, knowledge of stocks, and FOREX (foreign-exchange).

Diversification and due diligence are always stressed at Realty411 events and within the pages of the publications they deliver. All savvy investors know real estate is cyclical and risky, but bills are not. Having multiple streams of income (MSI) is the new ROI for long-term real estate investors who know how to budget and balance their books, yet still live life to maximum capacity.

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Realty411 is currently working on two publications: REI Wealth Monthly featuring Propelio, and their staple, Realty411 featuring HomeVestors of America.

Additionally, Realty411 will host five more events before the close of 2017.

To learn more, please visit and explore their numerous websites, or phone Realty411 directly at 805.693.1497.

Please click below for direct links to our diverse websites.

http://Realty411.com

http://Realty411Expo.com

http://REIWealthMag.com

http://Realty411mag.com

How iMarketsLive is Bringing Wall Street to Main Street and Changing Lives Every Day.

BY TIM HOUGHTEN – EXCLUSIVE REI WEALTH COVER FEATURE

You never realize just how precarious your financial situation may be until something comes along and shatters your hopes, your dreams and your ability to provide for those you love.

Seven years ago, Justin Ford was faced with a problem. He had one stream of income and when that stream dried up his life was turned upside down.

He went through foreclosure, bankruptcy and at one point, he and his family – including three kids – were homeless and living on welfare.

Justin decided at that point that he’d never get stuck with only one stream of income ever again. When he found iMarketsLive, Justin knew he’d discovered the tool that would help him realize his plans and build a great future for himself and his family.

Curtis Branch had a scholarship to play basketball for a Detroit college, but before he could realize his dreams, tragedy struck…he was shot in the face. His hopes and his dreams were finished…just like that.

But like Justin, Curtis learned a skillset that brought every dream he ever had back to life…bigger than ever!

So what is this skillset?

More on that later, but for now, let’s consider what you’re doing with your money right now. How hard is it working for you?

Is it sitting in your bank account earning very little interest?

What if there was a way to turn your cell phone into an atm machine? To have access to a community of like minded individuals all working together to help each other grow both financially and as investors?

Does that sound like something you’d be interested in?

iMarketsLive offers products and services for investors all across the globe who want to invest in the Forex and Futures markets.

But more than simply using iMarketsLive services and products, investors also have an opportunity to network with others and build a residual income that grows as their team grows.

Features

• An autotrader that you can “set and forget” which will do all of the trading for you.
• An app that lets you access your account on any device; if you have internet access you can make a trade or even withdraw funds from anywhere in the world.
• A harmonic scanner that analyzes thousands of trades, finding patterns and using those patterns to look for high probability trades.
• Three professional traders send out trade alerts to the entire customer base through the app
• Both long and short term trading options with varying degrees of risk
• The CEO – an $80 million dollar earner – shares his trades 3 to 5 times a week which you can choose to mirror in your own account
• A live translating chat so that no matter what language you speak you can connect with others
• You don’t have to pitch anyone…you can simply invest through the platform

iMarkets is like nothing else.

Christopher Terry and Isis De La Torre founded iMarketsLive with the sole purpose of “…creating a true vehicle that will bring people respect, dignity, and power to change their lives, and the lives of others, around the world.”

When you sign up with iMarketsLive you’ll not only learn how to trade – a skillset that will remain with you always – but you’ll be part of a community of individuals who are focused on building wealth for themselves…and others.

You can pay someone else anywhere from $5,000 to $20,000 dollars to teach you about trading, but for just a couple hundred dollars, you can learn how to trade and earn money at the same time. Plus, unlike other programs, you’ll have access to tools and resources that shorten your learning curve, putting you on the road to wealth creation faster!

Benefits of using iMarketsLive

• As you’re learning you can earn by simply copying and pasting what the pros do.
• You can practice trading until you’re ready to go live.
• You can simply use the autotrader and do nothing but sit back and collect money.
• You’ll be part of a community, learning from the pros and connecting with like minded investors
• You have the option to make a lot of money trading alone, or you can join forces with a team and compound your earnings.
• You can withdraw your money in whatever form you like…even crypto-currency.
• You can use your money for trading in and out of the sequence; unlike real estate, it’s very liquid.
• It’s a home based business so you have all of the tax write-offs available to small businesses – including the small cost to join

Who uses iMarketsLive?

iMarketsLive has a membership of 40,000 individuals; 30,000 of which simply use the trading aspect part of the business. The remaining 10,000 are all active network marketers who are focused on connecting with others.

The customer base of iMarketsLive is very diverse. Doctors, lawyers, athletes, TV stars, real estate investors, veterans and even retired army generals use iMarketsLive to grow their wealth.

But what about results?

All trade histories are available on the website (listed below) so you always know, right up front, the success rate of each trade. With a trade win rate of 70% to 90%, it’s not hard to see just how quickly your funds can accumulate.

Justin and Curtis are actively growing their team and are always on the lookout for people they can partner with and mentor. They know what’s it like to be on the other side of winning and truly want to help others gain the financial and personal freedom they’ve now achieved.

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To find out more about iMarketsLive, be sure to join us for our next Expo to explore this amazing opportunity to grow your wealth and connect with others who are doing the same.  For more information, visit: Realty411Expo.com/rsvp

 

7 Personal Finance Questions to Ask Yourself Before Getting a Mortgage

Are you ready for your first (or yet another) mortgage?

It’s a big step that requires careful planning. A mortgage will affect your financial future for years to come.

Before you sign that mortgage, consider these finance questions:

1. What is your credit score? Credit scores affect mortgage rates.

• Before buying a house, check your credit score. Should youraise your score to get a better interest rate? In general, high scores with no late payments during the last three years are enough to get good rates.

2. Are you capable of handling maintenance costs? It’s important to consider the cost of maintenance before buying a house.

• The mortgage is only one part of the total cost of owning a house. Maintenance is another important piece. Will you be able to pay for a new roof or air conditioning system whenthe current ones wear out?

• Does your monthly budget include enough savings for maintenance?

• It’s also important to consider DIY projects and hiring others to complete tasks. House maintenance can involve expensive and ongoing projects. Are you ready to pay for these costs?

3. How secure is your job? Before signing a loan, evaluate your job security. Will the work last? How will you handle changes?
   

• Evaluating your job future is part of planning for a home purchase.
  

• Consider emergency funds and savings in your plan. If your job situation changes, will you be able to continue making monthly mortgage payments?
  

4. Do you have the necessary financial paperwork? Mortgage applications require a great amount of paperwork. Lenders can ask for old tax statements, check stubs, savings account statements, and other information.
   

• If you have a high credit score, you may get a no documentation loan.

• It’s rare to get a no documentation loan, so it’s better to be prepared by checking your files and collecting the financial papers you may need.
  

5. Did you calculate the hidden expenses of owning a home? Home ownership comes with multiple expenses that go beyond appraisal fees, property taxes, mortgage closing costs, and insurance.
   

• One of the hidden expenses of moving to a home ismorebills. If you’re used to renting, then home ownership can change your monthly bills by adding new ones. You’ll add trash collection, water, recycling and sewage in most locations to the expense list.

• Home insurance is higher than renter’s insurance. In addition, older homes cost more.

• Homeowners’ association fees are becoming more common in neighborhoods. You may be aware of condominium association fees, but are you ready to pay homeowners’ fees?
  

6. Do you have an emergency fund? Emergencies can vary from broken dryers to flooded patios, so you need to be ready for anything. Is your emergency fund big enough to handle common, unplanned expenses?

• Emergency funds are a better option than credit cards or loans. Putting enough money aside can help you avoid new debt.

7. Are you applying for other credit? Mortgage lenders can see applications for other types of loans on your credit report.

• Applying for other types of credit while trying to get a mortgage can hurt your loan.Mortgage companies view these applications as risks, so it’s better to wait before trying to get another credit card.

• Applications for new credit lower your credit score and affect interest rates.

A mortgage is a responsibility that affects multiple areas of your financial life.

Before you buy a house, consider how your current financial situation will be affected and plan for emergencies.

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Dr. Teresa R. Martin, Esq. is the founder of Real Estate Investors Association of NYC (REIA NYC). REIA NYC (www.reianyc.org) is a premier real estate investment association serving the New York City marketplace. Its primary focus and mission is “helping our members build, preserve, and harvest multi-generational wealth” in the areas of real estate investments, business ownership and personal development.