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An UNTAPPED Niche in Real Estate – Take Advantage of this Opportunity Today
(Thank you for reviewing our sponsored post.)
Hello Real Estate Investors..
Listen I had to put my Grandmother in a typical nursing home, and she hated it, not only was the service terrible but the cost was ridiculous. If I had of known about the option of a Residential Assisted Living Facility I certainly would have chosen that instead. Now I have the opportunity to change other people’s families lives in their golden years.
But what does that have to do with you? Well the opportunity of owning your very own Residential Assisted Living Facility is getting bigger and here’s why:
Senior Housing Is America’s Next Best Financial Opportunity For The Next 20 Years.
You will have financial stability unmatched by any other investment or business vehicle available.
Residential Assisted Living is THE explosive investment opportunity for the next 25 years.
Let’s let the numbers tell the story: The average cost for a private room in an Assisted Living Facility in the US is over $3,750 per month. A single family home can net you $10,000 per month or more!*
Right now, there are 77,000,000 baby boomers… everyday 10,000 turn 65 years old… 4,000 turn 85. Their #1 dilemma… Housing! That dilemma is YOUR opportunity. Just ONE home can secure your financial future… FOREVER!
So I’m inviting you to join me as I share with you on the FREE LIVE Webinar how investing in just one of these homes will be one of the best business decisions you have ever made.
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SEE YOU ON THE WEBINAR…
Dr. Robert King, Jr.
Founder/Administrator
Harmony Homes
711 Crestline Ave
Lehigh Acres, FL 33974
Assisted Living Facility
(LICENSE#AL12740)
239-980-2559
* No guarantee of income or profit is given. Presented for educational purposes only.
The ONLY 2 Ways To Improve Your Finances
There are only two ways to improve your financial situation and future.
There are all types of get rich quick hacks out there today. The bottom line though, is that there are really only two ways to fix and better the dynamics of your money situation.
1. Lower Your Expenses
If you don’t have the surplus cash you want each month, then the first step is to lower your expenses. If you aren’t making the bills on time, you just wish you could afford to travel more, or don’t have enough left over to enjoy those small treats for your family after you’ve taken money off of the top of your paycheck to save for retirement or to give to charity, then maybe your bills are just too high.
Ideally your housing expenses won’t take up more than 30% of your monthly income. It’s even better if you can keep that under 25% to create a cushion against rising costs. Then if you can keep all of your other expenses under 25% of your monthly income, you’ll have 25% you can save, invest and use to increase your real net worth.
Maybe you can save by going down to one vehicle, refinancing a car or home, paying off high rate cards, getting rid of an expensive phone plan or leased phone, or replacing an expensive and unhealthy habit with a better one.
Of course, some people are doing really well when it comes to lowering their expenses and yet still seem to be broke. You can really only cut your bills so much. You probably still need a house to live in, need to eat, need internet, and if you have a spouse or family they are going to need some ‘basics’ to keep them happy.
It’s important to remember that you’ll always have bills. Even if you buy a lot in the woods, build your own tiny house by hand, dig your own well, run on solar, and grow most of your own food, you’ll still have bills. You’ll still at least have taxes and property taxes, medical bills, and more. A lot of people aren’t going to find such a minimalistic lifestyle sustainable for the long term either.
We are human after all. Refusing to use any financial leverage or have any expenses can limit your ability to grow your finances as well. Zero leverage can also mean being exposed to even greater financial risks.
Do as well as you can in this area, but at some point you’ll also have to do this…
2. Increase Your Income
The only other way to improve your finances and have more surplus is to increase your income.
You can only cut your bills so far. Then you have to increase your upside. Just don’t soak it all up with new bills that you have to pay every month. Leave a cushion for inflation, economic changes, and for the maximum freedom of what to do with your money.
The two keys here are to prioritize passive income and to invest. This way you can multiply your income at a far greater rate than you can physically clock hours and earn, and you can enjoy a more sustainable income that is independent of your ability to work.
Using some form of leverage in this scenario can also really help to make big leaps and get ahead, especially if you are already behind on providing for retirement and beyond.
So, be cautious in the amount of new fixed expenses you clock up each month, but recognize that creating more passive income is the other half of this sum if you’re looking to really improve your money game.
For More Information:
Find out more about investing in secured debt and real estate, visit our contributor’s website: NNG Capital Fund
Realty411 Launches Daily News and Email Service – Receive Crucial Breaking REI Alerts
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Don’t waste time scouring the internet, let Realty411 choose the leading highlights of the day.
Be sure to sign up for our email newsletter or RSS feed below, and tell your colleagues, associates and friends about Realty411.
Our daily news service is just what top industry professionals need to stay abreast of the day’s highlights.
This complimentary service is perfect for serious investors and media pros. Be sure to also sign-up your company’s marketing and media directors for these crucial and carefully-selected media news flashes.
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Not Your Average Lender – Aztec Financial Unleashes NEW Program
{ SPECIAL NEWS FROM PRIVATE MONEY 411 MAGAZINE }
Original Article by Tim Houghten, Edited by Lori Peebles
Aztec Financial is not your average lender, far too many lenders attempt to pass themselves off as offering hard money or investor-friendly loans, yet they don’t understand the needs of property rehabbers. Since 1987, the California-based Aztec has not only offered real estate investors a lineup of attractive programs, but it has designed multiple, flexible and unique finance options just for them.
Currently, Aztec Financial is unleashing new programs with low or no money-down options; they also have a no-payment plan that can provide maximum leverage for more sophisticated rehabbers.
Founder Joel Hoffman explains, “We have a new joint-venture type loan program as well and we even do second mortgages for creative investors. If the equity is there, we may be able to include 100% of the purchase price, and rehab funds.”
He adds, “If you prefer to use your own rehab funds, then Aztec can do the loan based on between 80% to 90% of the purchase price.”
FAST FUNDING
Aztec Financial doesn’t just offer great loan programs, but hyper-efficiency too. Hoffman says one of the reasons he believes the firm has survived and thrived during many turbulent real estate cycles.
Investors can be confident in trying this lender out because there are no upfront appraisal or broker fees. Borrowers can also expect approvals in just 24 hours, with closings possible in as little as three days. There is no waiting and hoping, or gambling precious working capital; investors get approvals fast, and close fast too.
THE BENEFITS OF A DIRECT LENDER
Aztec Financial is a direct California lender. That means none of the stress that comes with brokers. Hoffman says this offers great flexibility and the ability to make deals work, with common sense underwriting. Approvals and funding are fast, and borrowers can work with the firm to structure terms that work for their strategy and model, while securing the optimal rates.
In addition to funding fix and flip loans, Aztec also funds commercial and business purpose loans on 1 to 4-unit family properties, multiple residential apartment buildings and commercial real estate. Whether you need money to purchase an investment property or simply need to pull cash out on one of your properties, Aztec can help investors close more deals.
Being a local lender, investors may find that the firm’s creative finance solutions and knowledge of the local market could result in better rates, higher LTVs, more flexibility, and more ease in wielding financial leverage.
Learn About Aztec Financial Below:
In 2017, Aztec Financial unleashed a strong lineup of new loan programs and progressive terms that leave investors no excuses for not getting their deals done. HOT LOAN PRODUCTS & TRUE HARD MONEY
Aztec Financial ’s current loan product lineup includes:
• True hard money loans fast…without the red tape
• Up to 100% LTV fix-and-flip loans
• 2nd mortgages (Case by Case)
• True stated income loans
• New construction loans
• Spec home loans
• Pull cash out to buy more property or for any type of business purpose
Investors can find out more about loans online at www.AztecFinancial.net, though Joel Hoffman encourages those interested in funding to pick up the phone, call 818.848.8960. Find out just how much better funding with Aztec Financial can be.
Q-an-A with Dani Lynn Robison with Freedom Real Estate Group
A Question and Article Interview with Dani Lynn Robison, Co-Founder of Freedom Real Estate Group
Dani Lynn Robison is no stranger to real estate.
In fact, she is a member of the esteemed Forbes Real Estate Council and is Co-Founder of her own turnkey investment business – Freedom Real Estate Group in Dayton, Ohio. With her rapid success in real estate over the past 10 plus years, we sat down with her to find out a bit more about her success, what she’s doing now, and the advice she has for real estate investors.
INVEST IN READING THIS ARTICLE, REALTY411 GOLDEN NUGGETS , INCLUDE:
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Discover how a life transition can result into a lucrative passion with real estate.
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Find out what it takes to be a turnkey provider in this competitive environment.
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Get an advantage on how a professional buys and sells real estate investments.
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How does real estate compare to stocks right now?
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What does the future have in store for rentals in the Midwest?
Q: How did you get started in real estate?
A: Flip (her husband) and I spent about 10 years of our life after college traveling on cruise ships as musicians and art auctioneers. Once we were back on land, we both wanted something that required less travel and put us in one place.
I decided to pursue and learn three different interests of mine and choose one. First, I tried finance. Didn’t like it. I moved on to mortgages and lending. Didn’t like it either. Finally, I landed on real estate sales. I became a REALTOR® and guess what? Didn’t like it either. Flip and I both became REALTORS® in 2008 at the height of the recession.
It was tough. So we decided to attend an educational seminar put on by Phil Grove. Soon we became part of his expert panel as we were his most successful students. After a few years investing in real estate in Texas, Florida, Arizona and other states, we were turned on to the concept of turnkey investments.
I loved the idea because it is all about helping others create cash flow and financial freedom for themselves, which was exactly what we were passionate about doing for ourselves. Now we could help others do the same and they could benefit from our experience and knowledge. We started doing it and haven’t looked back.
Q: Tell us a bit more about your current business and what you’re doing.
A: My main focus is turnkey investing. Basically, we buy properties, rehab them to our standards, rent them to a tenant, put property management in place, and in turn sell it to a real estate investor who wants monthly cash flow without the hassle. It’s an all in one, done for you real estate investing system.
Most of our clients are busy professionals who understand the power of building wealth with real estate and they want to get involved, but don’t have the time, resources, knowledge or even interest to learn more about it. An added bonus of investing this way is your investment doesn’t have to be local to you. With turnkey, you’re able to select markets with high returns that may be across the country. As long as you’re partnered with a trustworthy turnkey company, your asset should be well taken care of.
Q: Your business is located in Dayton, Ohio. Why Dayton?
A: Dayton is great for generating cash-flowing assets. A few things play into that. One, you can buy property much cheaper here than in a lot of other metro areas like Los Angeles, Miami, and Chicago. Here, a single-family property that has 3 bedrooms, 2 bathrooms will cost you as little as $75,000. Try getting that in one of those cities I just mentioned. With that $75,000 investment, you’re cash flowing about $730 per month after taxes, insurance, and management fees. That’s a 12% return on your investment. Once you get into properties with two units and higher, the returns can get even better.
We offer some properties with 15% returns. Two, the greater Dayton area has a history of a greater owner to renter ratio. Right now, it’s about 60% home owners and 40% renters. That means there is a solid number of renters in the area needing housing. Three, it’s a stable economy. There is definitely growth happening in the greater Dayton and Cincinnati area. The urban core of both cities is booming. Dayton has some staple businesses that have long been here and will continue to be. For example, Wright Patterson Air Force Base, one of the largest research bases in the military and the largest single-site employer in all of Ohio is based in Dayton.
Q: So why not just do real estate investing and rentals myself?
A: I’ve been a real estate coach since 2010. Over 90% of students fail. Either they don’t have the time, passion, or money. It’s always one of those. Seasoned investors have all experienced failure. It’s part of learning. Failures that have cost us hundreds of thousands of dollars.
We’ve done it. If you want to do it, more power to you. Real estate has a huge learning curve. Plus it’s full-time. If you do it right, if you do it well, it’s more than full-time. With no experience in real estate, you’ll likely find yourself with a money pit of a property, get frustrated, and give up.
Q: How does turnkey investing compare to investing in the stock market?
A: I love the cash flow and asset protection aspect of turnkey investing. Renters will always exist. There will always be demand. Plus, if you decide to sell off your properties, you will always have a tangible asset that has worth. Also, real estate isn’t as volatile as the stock market.
Even if the real estate market crashes, there will always be a recovery. Plus, if it crashes, you fall back on cash flow. It’s rare that rents go down – even in a recession. They may not increase but you will still be getting consistent cash flow every month. It’s just not the same with the stock market.
Q: Speaking of a market crash, how do these assets weather that?
A: When you’re buying turnkey properties, you should be buying for cash flow. Yes there are a few markets that boast appreciation as a selling point. I never advise that. Appreciation is speculative and never guaranteed. If you have a 10-year plan, what happens when the market crashes at 9 years and 9 months into your plan? Not good, right? Buy turnkey properties for cash flow. Appreciation is an added bonus when you decide to exit.
Your goal shouldn’t be to have $1 million dollars in your bank account. It should be to have $10,000 in cash flow coming to your mailbox every month. That’s how you achieve true financial freedom.
Q: What does the future look like for Freedom Real Estate Group and you?
A: I plan on continuing to work on and expand our turnkey business. We’ve been able to meet some great people across the globe. I love it. Especially the wonderful success stories. We plan to expand into some other markets. By the end of 2018, we will be expanding into Cincinnati. We’re hoping within the next 12 months to have a presence in two other markets as well but that is still in the works.
Q: Finally, what advice do you have for someone new to real estate investing who wants to begin?
A: If your passion is real estate, find someone local and learn from them. Always have the mindset of there is something new to learn. I’m still learning. If your passion is different from real estate, as in you’re a doctor, teacher, or dentist, align yourself with a real estate investment professional to define and set your goals. That’s how I approach all client conversations. I want to know your goals so I can put you on the right path to get there. Real estate is a great asset for passive income.
If you’re a busy professional who doesn’t want to quit their job and get into real estate full-time, turnkey investing may be a good option. Eventually, once you’ve built a healthy portfolio, you’re working because you want to – not because you have to. That’s true financial freedom.
For more information on turnkey real estate investments, or to schedule a call with a Freedom Real Estate Group investment counselor, please go to their dedicated turnkey website at: www.TurnkeyOhio.com.
LEARN MORE ABOUT THE LEADERS OF FREEDOM REAL ESTATE GROUP
Dani Lynn Robison, Co-Founder, Managing Partner
Dani has been a Licensed REALTOR®, Distressed Property Specialist and Note Consultant since 2009. She has participated in countless real estate transactions and evaluated thousands of houses. Dani’s joy comes from creating win-win situations that help sellers, buyers, and the community.
Dani grew up in Phoenix, AZ and earned an Music Performance degree from Southeastern University. She’s lived in Florida, Texas and Ohio and traveled on cruise ships for 10+ years where she met her husband, Flip. She and her husband are the proud furry parents to one golden retriever, Tucker and two feisty bulldogs named Spartacus and Rosie.
Eric Jones, Director of Sales & Marketing
Eric is a licensed Realtor and has been an integral part of a marketing team for a large, multifamily property management company for over 10 years. While he was there, he marketed and advertised their properties to achieve maximum occupancy and improve their customer experience to be one of the top-rated communities. He was also responsible for doing company-wide presentations to improve sales numbers and motivate the team.
He holds a Bachelor’s degree in Public Relations and Marketing from Northern Kentucky University. With in-depth experience in the real estate and rental market, he constantly strives to improve the customer experience with every transaction and any organization he is involved with. Eric lives by the quote – “Go the extra mile. It’s never crowded.”
Eric grew up in a small town in southern Kentucky before relocating to the Cincinnati and Dayton, Ohio, area for college. Eric currently hangs his hat in Springboro, Ohio, with his partner Matt and his darling step-daughter Lilly. In his free time, you can find Eric working with youth performing arts organizations across the country or jet setting to a warm location with a beach.
