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ADMIN ALERT: The Future of Networking is Here…
ADMIN ALERT:
Tune Out and Tune In With Realty411
Realty411 Secures Top Speakers & Sponsors to Participate in First-Quarter Expos Across the Nation
Dear Realty411 Investor;
The time-tested wisdom, “Your Net Worth is EQUAL to Your Network”, has never before been so applicable.
In this new era of Article Intelligence, Virtual Reality, and endless alorythims, real estate investors are now over-stimulated with online information.
Well, we’re here to remind readers, which includes everyone from millennial to seniors: the real deal-making is still done in person.
Eye contact, shaking hands, feeling another person’s energy — these are all vital moves and pivotal aspects to legacy wealth-building.
If you are ready to be multiply your success and expand your knowledge, plus connect with sophisticated investors, it’s time to go OFFLINE.
Since 2007, Realty411 has hosted specialized events, conferences, and expos to help readers navigate the confusing and ever-growing investment maze. Realty411 is an independently-owned media company.
As the longest-running real estate investment magazine for personal investors, owned by the same publisher, Realty411 provides the perfect place to connect with other successful real estate investors, Top Producers, private lenders, rehabbers, wholesalers, realty service professionals, billion-dollar originators, business leaders, entrepreneurs, and more.
To learn more about our readership DOWNLOAD our Readership Report.
The California-based media company started in 2007 by a journalist and accredited investor, has secured incredible sponsors for their first-quarter events, including:
- Auction.com
- Equity Trust
- Longhorn Investments
- Wildcat Lending
- uDirect IRA Services
- Black Belt Investors
- REIFortunes.com
- UPSIDE Avenue
- CreditNerds.com
- 1REClub.com
- Texas Pride Lending
- Business Capital Experts
- DuBose Legal Group
- The AV Fund Group
- Empire Industries
- Invest Notic
- The PIP Group
- Norada RE Investments
- Tweed Financial
- Real Titan Acquisitions
- And many, many more!
Veteran speakers and REI influencers scheduled to appear, include:
Dr. Albert Lowry, Paul Finck, Sensei Gilliland, Christopher Meza, Jimmy Reed, Arnie Abramson, Landon Rothstein, Anthony Patrick, Marco Santarelli, Gary Masari, Neal Bawa, Reggie Brooks, Geraldine Barry, Rusty Tweed, Robert Houston, Terry Bontemps, David Jones, Gene Dubose, Esq., Lloyd Segal, Bruce Dinger, Robert Fragoso, Ted Thomas, Michael Poggi, Ty Crandall, Laura Alamery, Eric Counts, Scott Mednick, Esmeralda Lira McGee, Jason Kennedy, Raul Avila, Lee Honish, and other surprise guests.
Realty411 has hosted complimentary conferences for 12 years. Many events have also served as community, family-friendly expos, which have raised thousands of dollars in donations for numerous charities, including The Los Angeles Mission, The San Diego Mission, Salvation Army, CAMP Hope, and more.
While many other real estate-related events charge hundreds, even thousands of dollars for admission, Realty411 has dedicated more than a decade of resources into their free-for-all business model.
Their mission is to increase REI knowledge, while helping investors pinpoint the very best services the industry can provide.
For 2019, Realty411‘s goal is to meet thousands of their social media followers and magazine readers in person. So once again, it’s time to tune out, and tune in… with Realty411.
Visit: http://realty411.com/RSVP for dates and locations. Be sure to check back to this site regularly as well, as additional events are being scheduled in exciting locations.
Sincerely,
Realty411‘s Admin
PS: To speak to a real Realty411 representative, call 805.693.1497
Turbo Charging Your Investing Through Your IRA
by Fuquan Bilal, NNG Capital Fund
One of the best rewards of being in real estate over the past few years is seeing how more individuals and families are taking advantage of self-directed retirement accounts to fast track their investments and pay less in taxes.
This is a great country that still has a lot of freedoms and opportunity. If we take advantage of them that is. Not many people love talking taxes. That’s why they end up getting completed sabotaged by them. You can make a lot of money and make really smart investments, but without the right structure you’re going to end up losing most of that to different forms of taxes. How much you get to keep is so much more important.
I’ve seen a lot of people use these tools to really gain a lot of time by catching up on their retirement and passive income goals quickly. Spending a few minutes to find out the options available can really make a world of difference in your investment returns. The peace you can get from that is really priceless, and can be absolutely life changing.
Quick Tips for Turbo Charging Your Retirement Portfolio
Having spoken at events and met thousands of investors all over the country there is one big difference I find between those that have access to $50,000 ot $150,000 to immediately invest and are just fine tuning their portfolio performance for the better, and the rest.
That is those who don’t, more often than not, haven’t started investing for retirement seriously. Those that have dragged their feet often look at the annual contribution limits and think “that’s not enough to make a good real estate or private money investment,” or “it will just take too long.”
That doesn’t have to be true. There are ways to really speed up your traction.
Non-Performing Second Mortgages
These are smaller balance mortgage note assets, and you can still buy them at discounts. That means you don’t need a ton of cash to get started in generating passive income or bulking up your nest egg by working out these notes and reselling them. You can also choose re-performing loans (RPLs) or performing loans if you prefer.
Partnering with Other IRAs
If you are just starting out and you are capped at $5,000 ot $6,000 to put in your IRA this year, and then again in April, that may not sound like a lot. However, you can partner up with other people in the same position to acquire investments. Or they might have a lot more in a 401k they can roll over into a self-directed account.
Then there are spousal IRAs and you can even open a custodial Roth IRA for your kids. So, for a family of four, you could open four IRAs and max out the contributions in every account. If you are doing this right ahead of this year’s tax deadline, you can double that by immediately maxing out contributions for 2019. Then you’re talking about $44,000 to begin investing with.
Wraps
There are plenty of creative real estate financing strategies you can take advantage of too. Your IRA cannot take on traditional debt. Though it can leverage non-recourse loans, acquire debt, or create notes. This means wrap around mortgages, seller financing and other strategies are possible. With just a couple thousand dollars in your retirement account account you can quickly potentially acquire and control hundreds of thousands of dollars in property and their income streams.
I am not personally a tax specialist, though I have worked with IRA custodians, SEC attorneys and CPAs for years. I have also worked with thousands of investors and have personally seen the incredible difference these tools can make.
It can mean you’ll have to work and sacrifice a lot less to get the same results. And you’ll keep a lot more of what you make. You can successfully pass on a lot more of that to the people you are doing this all for too. So, I strongly recommend talking to an SDIRA professional and having them quickly let you know which structures are the best fit, and then finding great alternative investments to put in them.
For more information:
Find out more about investing in secured debt and real estate, go to NNG Capital Fund
Are You Ready To Live Overseas? Before You Move, Read This.
-Special Submission by Matt Malouf-
The surge of Americans living full-time and seasonally abroad continues. Currently, The Association of Americans Resident Overseas (AAR) estimates that 8.7 million American reside oversees. Our editors have seen many real estate investors who read our publications make that transition.
Their reasons are varied, but have included: to retire early from a corporate job, to explore other cultures, as a way to stretch their monthly cash flow, to upgrade their standard of living, and of course, for the ever-so-popular amore.
If you’ve been considering moving to Coast Rica to escape that boring 9-to-5 or have always wanted to own a bed-and-breakfast in the Island of Santorini, read on to see if this option suits your lifestyle.
Starting a new life in a new country can be nerve-wracking. You have to understand the new culture and it is difficult when you get labeled as a “foreigner” or an “expat” on first sight.
Here are a few tips that can help you adapt to a new life in a foreign county.
Trying New Things
As they say, you should always be willing to try new things, but, of course, you need to draw a line somewhere.
However, there are a lot of people out there who are afraid to eat new things, let alone experience extreme sports and adventure. This is the fear of the unknown and many research studies suggest we fear uncertainly more than a known bad outcome. Some of the questions that come to mind when people want to try new things are what if that country is dangerous, what if I drown and what if I don’t like the new dish.
It is natural for some level of fear to always be present when trying out new things; however, our overactive imagination makes it seem so much worse. Once a person makes up his mind to try new things at every possible turn, he or she will see a reduction in their fears and a thirst for new experiences.
Trying new things also makes us grow. Taking yourself out of your comfort zone and putting yourself where the action is will make us more empowered, open-minded and far from being bored. Afterall, you only live once.
Do As the Romans Do
A lot of people have trouble adapting to new places. Although living in an exotic new land may sound like a romantic notion, many people fail to make the transfer from expat to compatriots when they stick to their old lifestyles.
Most people experience culture shock after they witness a culture so vastly different from theirs. Culture shock slowly sets in and results in depression. This further alienates a person from the locals and makesthem feel lonely and homesick.
So, if you want to live abroad, make sure to open up your mind. Remember, this is not the country from where you came from and your old notions and concepts will no longer serve you. Since you will encounter different rules, observe how other people are acting in that situation so that you can understand what is expected of you.
One of the biggest concern of foreigners is that they are uncomfortable being a “visible minority.” A white person will stand out like a beacon in Nigeria or Japan and is bound to generate some odd looks. But if you adapt to the locals’ customs and follow their lead, you will see that your differences will look less marked.
Also, ask questions. If you feel lost, there is no shame in asking for help. You can always ask for explanation if you feel you have missed something. Also pay attention to not just the words but nonverbal communication to get a better idea of what is going on.
Once you accept change and adapt to your life in a new environment, you will find it has opened venues of opportunities for you and will lead to more thrilling and interesting stuff.
Don’t Wait For Anyone Else
Once you get to your new country, don’t wait for others to give you instructions on how to go about doing your business. Take the initiative and do it yourself. Ask lots if questions. Many Americans will experience a 180 degrees difference when they come to live in India or Egypt. The best way to cope with it is to go out and participate in what the locals are doing. You can learn a lot from actually experiencing things compared to what you are just told or what you read.
Speak the Language
Many English speakers are under the misapprehension that they can get by throwing random words of English and locals will understand them. Hence, they suffer quite a shock when they realize not many people in Asian or African countries speak English.
It is recommended that people who want to live in a new country must at least learn some key phrases in a foreign language so that they can order food or drink or find their way to a hotel. However, knowing the language extensively will enable you to have proper conversations with the locals, which can help you quickly learn about their customs and traditions. It will show how interested you are in knowing about your new country.
Pursue New Activities and Hobbies
In my understanding, if you are learning to live in a new country, you should also try and pursue some new hobbies. Try to explore where you are and what your place is in the greater scheme of things. This will help you look at the world from a different perspective.
One of the best things you can do is to look for a group that matches your interests. Even if you are from the other side of the world, there are always commonalities. Are you interested in cooking and is there a group offering local, exotic cuisine classes? Is there a local who likes to travel the world like you do and have many exciting stories to share? Join them.
If you are feeling isolated, look for a community of expats or start your own group. They will be native English speakers and will understand the norms of where you came from and can offer you words of advice.
Respect Different Cultures
Remember that unfortunate photo of Selene Gomez baring her leg in a mosque while she was on a visit to the United Arab Emirates? Don’t make that mistake. Be responsible and respect other people’s culture and religion.
The first thing you need to do is to accept the fact that there are many different cultures in the world other than just our own. Even if you do not agree with a custom or tradition, remember that it could encompass the country’s value and you need to honor your role as a visitor. An act that may seem simple or trivial to you may reflect something far more significant for a person from that culture. Being open-minded can fill your life with positivity and also encourage friendships with people from different race, culture and backgrounds.
If you follow these few simple rules, pretty soon you will be able to make a new home overseas. So, do you have what it takes?
-Special Submission by Matt Malouf-
Malouf is an International Real Estate Consultant.
For more information, please visit MyLifeWorldWide.com
Malouf has also published a book, please find more information @ https://www.amazon.com/Matt-Malouf/e/B07CGHV3XJ
LIVE RADIO: Robert Campbell, America’s Foremost Authority on Real Estate Timing, Today at 1 pm PST
ARE YOU READY TO DIVE DEEP FOR 2019?
This VITAL Realty411 radio show is produced in an attempt to FORECAST REAL ESTATE this year! Don’t miss this insightful episode.
Realty411 is diving deep into the underlying facets of finance, economics and investing today at 1 pm PST. Our goal is to educate readers on the most timely news, solid facts, and vital statistics to help them navigate the investment landscape this year.
To do this, we interview Robert Campbell who has been eating, sleeping, living and breathing real estate from the time he learned how to walk. The son of a successful San Diego home builder, he spent many hours as a youngster tagging along with his dad to the lumberyard, and later worked on his father’s construction sites to help pay his way through college.
But Robert quickly learned that there was far more to real estate than dirt, concrete, lumber and building materials. Early on, he learned that real estate markets are a lot like roller-coaster rides where spectacular climbs are frequently followed by spectacular falls. Robert graduated from UCLA and started investing in real estate at age 24, by borrowing $14,000 from his parents for the down payment on a 6-unit apartment house in San Diego. After doing some cosmetic repairs and raising the rents, he sold the property for an $11,000 profit one year later.
He was hooked for life!!!
Real Estate Accomplishments
Robert Campbell has had a multifaceted 46-year real estate career that includes:
1. As a real estate investor, he has bought and sold over 40 rental properties.
2. As a real estate developer, he has built over 50 homes and apartment units.
3. As a California real estate broker (licensed in 1976), he handled the sales and mortgage financing for hundreds of clients.
4. As a real estate advisor, he has been publishing “The Campbell Real Estate Timing Letter” since 2002.
5. As a university lecturer, Robert Campbell spoke at the University of San Diego.
Academic Note: Timing the Real Estate Market was used by Professor Elaine Worzala in her MBA class on real estate investment.
Be sure to CLICK HERE and listen to our important Realty411 Radio podcast today. Make time out of your busy schedule for today’s 1 pm live broadcast and have your questions ready. To talk to the host and Robert, please call: (646) 668-2589
CLICK HERE and set a reminder.
Or listen below:
Top FIVE Alternative Financing Available to Entrepreneurs
by Teresa R. Martin, Esq.
Financing is indeed the most crucial of the puzzle for almost every business. Unless you have access to enough capital to bootstrap your business or raise it from family and friends, chances are, you’ll need a loan or investments.
When a conventional bank loan isn’t right for you, or if you’re looking for an additional injection of capital to grow your company, there are plenty of other options. Here are five alternate ways to finance your startup or grow your small business.
LOVE MONEY
This is money loaned by a spouse, parents, family or friends. A banker considers this as “patient capital”, which is money be paid later as your business profits increase.
When borrowing love money, you should be aware that:
- Family and friends rarely have much capital.
- They may want to have equity in your business: Be sure you don’t give this away.
- A business relationship with family or friends should never be taken lightly.
RETIREMENT FUNDS
As with borrowing money from friends or family to buy a business, some might consider using money from a retirement nest-egg risky. That said , it can often be an effective way to invest in your entrepreneurial endeavors for more and more of today’s business buyers.
As laid out by the government’s ERISA law, you can invest your existing IRA or 401(K) funds to the purchase of a business without taking any early distribution and incurring penalties.
It’s even possible to combine money from your retirement fund with loans and other funding methods for greater flexibility. Many entrepreneurs choose to invest in a business they control because they believe the growth opportunity is greater; and they want to diversify a portion of their retirement holding outside of the stock market.
ANGEL INVESTORS
Angel investors invest in early-state start-up companies in exchange for a 20 to 25 perfect return on their investment. They have helped to startup many prominent companies , including Google and Costco.
Angels are generally wealthy individuals or retired company executives who invest directly in small firms owned by others. They are often leaders in their own field who not only contribute their experience and network of contacts, but also their technical and/or management knowledge.
They tend to finance the early stages of the business with investments in the order of $25,000 to $100,000. Institutional venture capitalists prefer larger investments, in the order of $1,000.000.
In turn for risking their money, the reserve the right to supervise the company’s management practices. In concrete terms, this often involves a seat on the board of directors and an assurance of transparency.
Angels tend to keep a low profile. To meet them, you have to contact specialized associations or search websites on angels.
SELLER FINANCING
Increasingly today’s more business-for-sale transactions are resting on a seller-s willingness to finance at least part of the sale. In a deal that includes seller financing, the seller takes part of the purchase price in cash and the remainder in the form of a promissory note that the buyer will pay back with interest over a period of three-to-five years.
This has become essential; buyers are having difficulty accessing funds through traditional methods, therefore there’s a natural gravitation toward seller-financed business to help offset some of the cost upfront.
Conversely, sellers who continue to say no to seller financing are finding it difficult to close a deal, and as more of them have realized this, there has been an increase in seller-financed businesses on the market. If you’re in the market for a small business it’s important to be aware of alternate funding options, but know that in some cases it’s still possible to borrow from a bank.
Government stimulus and bank policy have been trying to promote ongoing small business lending, although many banks are still more conservative than they used to be about when and to whom they’ll loan money.
Crowdfunding sites such as Kickstarter and Idiegogo can give a boost to financing a small business. These sites allow businesses to pool small investments from a number of investors instead of having to look for a single investment.
Make sure to read the fine print of different crowdfunding sites before making your choice, as some sites have payment-processing fees, or require businesses to raise their full stated goal in order to keep any of the money raised.
Today’s business-for-sale marketplace is full of exciting opportunities that will allow you to take your destiny into your own hands and with various options available there’s no reason to let a shortage of traditional capital sources get in the way of your dreams.
ABOUT THE AUTHOR
Dr. Teresa R. Martin, Esq. is a motivational speaker, author, million-dollar real estate wealth coach, business strategist, and legal counsel. She is living the life she loves and an teach you how to do the same!
As founder of the Generational Wealth Zone Group, Teresa R. Martin formed the original vision for a group of companies that would help clients create, manage, protect and grow their wealth. She is dedicated to showing individuals and entrepreneurs how to become financially empowered by turning the work they love into a profitable and sustainable business.